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Get Out of Debt Calculator

View a breakdown of all debt relief options available and see how long it will take to pay of your debt.

Get Out of Debt Calculator

 

Debt Calculator & Comparison

Debt Comparison - Using Fixed Payments

Making Fixed Monthly Payments, how long until you are Debt Free? Chose a monthly payment that fits your budget, and use your debt's average interest rate.

Total Debt($)		 *Average
Interest Rate(%)		 **Fixed
Monthly Payments($)
Try different payments and interest rates. See how it affects your debt payment schedule.

**Interest Rate of 18% will be used if left blank.
*Use "Min" for minimum monthly payments.

Total Debt: $10,000.00      

USDebtResolve Program

36 month plan
Debt Settlement:

*Total Amt paid: $5,000.00

Pay Off Time: 36 months (3yrs)

 

Monthly Payments of $138.89

*Assumes 50% Debt Settlement and a 3 year plan. Actual Settlement duration and percentages may vary depending on creditors, hardships, and individual circumstances.

Debt Consolidation

60 month plan
11% interest:

*Total Amt paid: $13,045.45

Pay Off Time: 60 months (5yrs)

Total Interest paid: $3,045.45

Monthly Payments of $217.42

*Assumes 5 year Debt Consolidation plan at a fixed 11% interest. Actual Consolidation plans may vary.

Debt Counseling

60 month plan
9% interest:

*Total Amt paid: $15,455.01

Pay Off Time: 60 months (5yrs)

Total Interest paid: $5,455.01

Monthly Payments of $257.58

*Assumes 5 year Debt Counseling plan at a fixed 9% interest and a $50 monthly service fee. Actual Counseling plans may vary.

Min Allowed Payments

Do Nothing Plan
18% interest:

*Total Amt paid: $23,370.16

Pay Off Time: 25 years, 3 months

Total Interest paid: $13,370.16

Minimum Monthly Payments will start at $250.00 and decrease monthly to a minimum payment of $20.00

*Assumes Payments at 2.5% of each month's current balance, down to a $20 Minimum Monthly Payment. Actual values may vary depending on Creditors, interest rate, and other factors.