Debt Help Blog

US DEBT RESOLVE for the fun the freedom and the future!

Chris — Tue, 08 May 2007 17:06:38 +0000

The Fun:
For the fun you will have with the extra money you will save every month.

The Freedom:
For the freedom you will feel form not worrying if you can afford all of your bills each month.

The Future:
For the future you can now plan with all of all the money you waste on making other people rich off of your debt.

Working just to pay your BILLS and DEBT?

Chester — Tue, 08 May 2007 17:01:45 +0000

I know, Trust me I know. Bills due every month causes you to feel like you’re working just to pay your BILLS and DEBT, which leaves you with no $MONEY$ to enjoy your own life! DEBT causing bills to go unpaid! A lot of Americans fail to realize that even though you’re making the minimum payment on your credit card, it still does not matter. WHY? 70% of the money you give to these companies takes care of their bills! YES! That’s right you’re paying for late fees and interest rates only! So mathematically it will take you at least 40-50 years to get out of DEBT! So I ask you why you allow this to continue. I challenge you to do your research! WE OFFER THE BEST VALUE TO GET YOU OUT OF DEBT QUICKER THAN ANY OTHER COMPANY! You will be amazed at the amount of money we save you and the amount of EXTRA MONEY you will have in your pocket. Honestly, if you cant pay off your debt yourself, we need to talk!

Lotto Mentality

Jordan — Wed, 11 Apr 2007 16:25:24 +0000

We as a people of the United States of America have been brain washed to the point that we all think at some point in time things are going to change for the best in our financial life. Our financial situations are going to dramatically change because we play the lotto. We are going to win big! After we win big then we will be set for life. Nope sorry to burst your bubble. If you do not have a financial plan now along with a budget then you are no different then those who make below minimum wage. The amount of money we make has a very small bearing on how we will succeed in our financial future. We need a plan of action to suit our debts. Through debt settlement, we are able to make this happen. This is a way to eliminate debt as a whole and then open our lives to debt management and many other ways of financial independence. Winning the lotto will not create financial independence unless you have a plan for all that money. We will just spend it to oblivion until there in nothing left. The lotto is great but all it will do is bring out the absolute worst in our financial weakness. Be smart now, create a budget, design a plan of action, and manage the small amount of debt you have so that win you do win big you will know where to go and how to get there. Don’t let society brain wash you, be smart take action and manipulate the lotto then you will be the TRUE WINNER!

Drowning in Debt?

Jordan — Tue, 10 Apr 2007 18:12:19 +0000

Drowning in debt? Let USDR throw you a life support and bring you to secure land.

Changing the Debt Industry

Chris — Tue, 10 Apr 2007 18:10:43 +0000

ALERT! My company in out to change the debt industry.

We have just created a program that has one of the lowest service fees ever introduced into this market.

Please seize the moment if you have or haven’t started a program. Let me inform you of what my company can do for you and your situation.

We currently have one of the highest client retention rates along with some of the lowest prices in the industry.

We must be doing something right!

A Life Changing Experience

Josh — Tue, 10 Apr 2007 18:06:58 +0000

Debt relief is a life changing experience! Just think of the possibilities…

We crush debt

Staci — Tue, 10 Apr 2007 18:03:35 +0000

Let USDR help you get back on track the right way in a short amount of time.

Debt and the trap that we all fall in

Gary — Thu, 05 Oct 2006 18:41:50 +0000

We have all at one time or another received credit card offers in the mail for zero percent interest and limits that we think are great. So we sign up for them and then something happens; our hours are cut at work, our kid gets sick, or the car breaks down and we can not make the monthly payment. With the missed, or just a late payment, that zero percent that we had on that card is now at 29.9% interest, and the monthly payment went from $25 a month to $150 a month. And the real kicker to this is that since you were late or missed one payment on one card the rest of your cards can follow their lead and raise their interest rates making it impossible to pay the minimum monthly payment. Because the minimums went from being manageable to being a choice between paying the credit card company or buying groceries. of course everyone is going to buy groceries for their family. And then the credit card company really gets to be a pain and starts calling at all hours of the day and night and telling you that they are going to sue you and get a Judgement, or garnishment. Truth is there is hope for those of us in that situation. There are companies such as U.S. Debt Resolve that is staffed with honest and sincere People that have a proven program that will get you out of debt without totally destroying your credit.

Don’t Fall In The Trap!

Life as an Ostrich

John — Mon, 25 Sep 2006 13:44:48 +0000

I was thinking about several different things this week and wondered which of these would be the best to talk about. I finally settled on the thing that most of us tend to do with our credit card bills, payments, etc . . .

BURY OUR HEADS IN THE SAND
AND ACT LIKE THEY DON’T EXIST!

How many times have you gotten that credit card bill in the mail and just tossed it on your desk without opening it? Or left it in the mailbox because you didn’t want to open it? If you think like I did at one point in my life, you think if I open it, I have to deal with it. Inside that envelope is also a list of the goofy things that I have charged through the years (my stereo system being the main one) as well as a documented list of the charges that are due because I did not pay my bill last month. $29.00 Late Fees. $29.00 Over limit Fees. 29% Interest – How did I get to this level? I thought it was 5% when I signed up with them. All of these questions and more like it plagued me as I’m sure they do a significant number of people with credit cards. But don’t be an ostrich . . . bury your head in the sand and pretend it’s not there.

So what do I do? I don’t have the money to pay everyone at the end of the month. Somebody has to suffer from my lack of income, and I’m sure not going to take food off of my table to pay some huge credit card company that is now charging me 6 times the interest that I signed up for!

The answer is that you need to take a brutally honest look at your entire financial situation. Take an hour (and have a Tylenol or two for the headache that may join you) and make a complete list of everyone you owe money to. Don’t be afraid that seeing it will hurt you. I have never heard of anyone getting attacked by a list. Go through that list and figure out what you are paying every month on that. Then take a look at your monthly income. Be honest with yourself – do you have enough money coming in to cover your mortgage/rent, food, car payment, credit cards, personal loans, medical bills? If you have less money coming in than you have going out, you need to take a look at doing one of two things.

1) Increase your income – get a part time job. Ask your boss for some overtime. Look at getting a new, higher paying position somewhere else.

2) Look at the options that you have to help you eliminate some of the debt that you carry. There are a number of them available to you. Click on this link to take a look at them.

It’s an odd but little known fact that an ostrich has eyes that are bigger than its brain. Don’t live your life as an ostrich . . . your brain is significantly larger than your eyes. Make yourself use that brain to examine all of your options, weigh the pros and cons, and then take action – the step that will never happen if your head is buried in the sand.

Lemons

Gary — Wed, 20 Sep 2006 16:01:07 +0000

We go through life with the Expectation that we are going to have a great job, buy a house, have a beautiful wife and the full life that having the great job provides. However the increasing reality is that the great job that we had is being phased out or down-sized

When this happens we find ourselves having to take a job with less pay or working more hours to make the same pay and the full life that we were enjoying is no longer a reality.

We not only still have the Mortgage and the Car Payment but also most of us have Credit cards that we are paying. When we find ourselves in this position. We look for alternative ways to help out. There are several options that are available, These are Home loans to lower interest, CCCS Programs and Debt management Programs. The First one is only helpful if you qualify i.e. High Credit Score and Equity in your home. The Second is never helpful, with Consumer Credit Counseling Programs you are paying the same amount if not more per month. Option number Three, the Debt Management Program, will help you get out of Debt while helping Save you money on your monthly payments. Here at U.S. Debt Resolve we are committed to helping people in a Honest, straight forward manner, so that you not only know the options and can make an educated decision but have someone in your corner to help you when you need it.

When life gives you lemons let the Staff at USDR help you make Lemonade.