US Debt Resolve

can reduce the outstanding balance of your unsecured debts by 50-75%. One of our friendly and knowledgeable Debt Analysts will walk you through our program, answer any questions that you may have and give you a free no obligation quote, for your consideration.

Our Debt Settlement Program

works best for consumers with unsecured debt of $10,000 or more. Qualified unsecured debt includes: Credit cards, department store cards, personal loans or other debt that is not secured by real estate or vehicles.

Select a debt amount: Total Debt $7,500 $10,000 $15,000 $20,000 $25,000 $30,000 $35,000 $40,000 $45,000 $50,000 $55,000 $60,000 $65,000 $70,000 $75,000 $80,000 $90,000 $100,000  

Debt Consolidation Information

What exactly is Debt Consolidation?

Basically, a debt consolidation program involves a debt consolidation loan - one large loan to pay off smaller loans. For example, you might have a number of credit card balances with high interest rates. Using a debt consolidation program, you might be able to better handle your finances by lowering the interest rate that you're paying. Your credit cards will most likely have higher rates, and a secured loan (such as a home equity loan or second mortgage) will have lower rates. And though they might be helpful or beneficial to some borrowers, these programs also have their pitfalls.

By definition, a debt consolidation loan will be some sort of secured loan, which means it will be a form of secured debt.
And in almost all cases, the loan will be structured as a second mortgage on your primary residence.

Many people have heard of debt consolidation, and so that often becomes the reason that they consider it. But you may benefit more from a different approach, such as our Debt Settlement Program. Sign up today for a Free Consultation and you can have one of our highly trained Debt Analysts contact you directly.

What type of people or debtors enroll in these consolidation programs?

Like most of the people considering a debt consolidation program, you probably face issues with unsecured debt, such as credit card bills.
It is imperitive that you keep in mind that a second mortgage represents a secured debt. This will become of critical importance if things go from bad to worse.

With unsecured debt a chapter 7 bankruptcy can discharge the debt, completely relieving the individual of the obligation.
But in the case of secured debt, like a second mortgage or any other secured loan, the creditor has the right to seize the collateral if the loan cannot be repaid.
This means that they would be able to seize your house even if you filed for bankruptcy. That would mean foreclosure on your Home.

If you think you might be in a situation where this could be the right choice for you, then please read more about debt consolidation loans.