US Debt Resolve

[Mike]

Part of our negotiation process is to request that creditors reflect your accounts as having been paid or having been settled, with zero balances. One assessment factor that creditors use in evaluating an individual’s or entities credit-worthiness is their debt-to-income ratio: the amount of debt compared to income. Because our Debt Settlement Program reduces your debt, your debt-to-income ratio will improve. Additionally, attempting to resolve a debt through settlement is looked upon more favorably than filing bankruptcy.